Permanent life insurance can be used at any age to help fortify your financial, retirement, and estate plan. The death benefit for beneficiaries can protect your loved ones from financial loss, but there are other features. As your policy builds cash value, you can borrow those funds tax-free for any purpose as long as your policy remains in force. Life insurance is an important part of a financial plan, and can be used to provide spousal income in the case of the loss of one partner, long-term care expenses should you develop a health care issue, and tax-advantaged legacy planning, including leveraged advanced planning and trust strategies to protect your estate.
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Annuities & Life Insurance
Another insurance product, annuities, especially fixed indexed annuities (FIAs), can be considered as a different type of asset class uncorrelated to the stock market, and can help some people generate lifetime retirement income. Fixed indexed annuities are not actually an investment, they are a contract between you and an insurance company which can provide monthly income in retirement. Benchmarked to a market index like the S&P 500, FIAs offer crediting based on index performance along with protection from market drops. FIA guarantees are backed by the financial strength and claims-paying ability of the insurance carrier writing the policy. Let’s talk about insurance and annuities.
Services at Ambassador Wealth Management
We offer a large range of services that can be scaled up or down to meet the needs of individuals, couples and families. Here are just some of the services we offer as part of your custom financial and retirement plan.
Retirement Planning
Whether you have attained a high net worth, or you have worked hard all your life to amass a modest nest egg, at Ambassador Wealth Management, we focus on growing and protecting your wealth in retirement.
Wealth Management
At Ambassador Wealth Management, you'll have access to hundreds of strategies and a wide variety of products that can provide you an edge in retirement. The best part is, we also focus on protection from market risk.
Annuities & Life Insurance
Life insurance and annuities offer important features as part of a holistic financial and retirement plan, and can protect spousal income, provide long-term care funds, and create a tax-advantaged legacy.
Estate Planning Strategies
If you have a family and/or assets, you need an estate plan. We work with estate attorneys to help you pass on a tax-advantaged legacy to your heirs and/or charities.
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Whether you have attained a high net worth, or you have worked hard all your life to amass a modest nest egg, at Ambassador Wealth Management, we focus on growing and protecting your wealth in retirement.
The “Power Hour” Radio Show with Esa Jokela
Join Esa Jokela every Saturday & Sunday from 7-8 AM ET on WOLL-FM 105.5 in Palm Beach for your weekly financial power hour. With over 30 years in the financial industry, Esa shares a wealth of knowledge on the airwaves, with a special emphasis on helping those in retirement protect their wealth no matter what stock markets are doing. Don’t miss the Ambassador Wealth Management Power Hour, where practical advice meets real-world impact!
